North Coast Disaster Assistance Winter 2023

[3/7/2023] The SBA Disaster Loan deadline for physical damage is past but you have until October 4th to apply for a loan to cover economic losses. Details below.

[1/30/2023] The SBA Disaster Loan Outreach Center is relocating from Fortuna to Rio Dell and will remain open and staffed for two more weeks – until March 6th! Details below.

North Coast Disaster Response Update for Businesses
Thursday, January 19, 5:30 – 6:30 pm –> Watch recording (YouTube, 50 min)

A briefing from small business-serving agencies about the help available for those impacted by the recent complex of disasters on the North Coast.

Learn what loans and grants are available, how to get good advice about recovery strategies, and more.

With the Small Business Administration, Vocality Community Credit Union, the Small Business Development Center, Rio Dell Chamber of Commerce, and Rotary District 5130.

General Disaster Resources

Humboldt County Disaster Resources Home

Humboldt Office of Emergency Services & Facebook page updates

*NEW* Humboldt County Disaster Impact Form

The County of Humboldt’s GoHumCo team has released a unified disaster impact reporting form for businesses affected by the earthquake, storms, and more. Your input helps us make the case for more federal and state assistance!

Small Business Disaster Resources

SBA Earthquake Disaster Loans
* for California Businesses, Nonprofits, Homeowners & Renters
* Covers Del Norte, Humboldt, Mendocino, Siskiyou and Trinity counties 
* Low interest loans for earthquake impacted businesses, nonprofits, renters and homeowners.Use the loans for asset repair & replacement, working capital, and future disaster mitigation.
* No interest or payments for first 12 months.
* Not sure if you want a loan? Apply anyway. You don’t have to accept the loan offer, but you’ll know what your options are. 
* Haven’t filed taxes in two years? Apply anyway. Your application will be put on hold and you’ll be given 90 days to file.
* Ask your SBA specialist if you also qualify for help to prepare your home and business properties against future earthquake risks.

The deadline to apply for property damage is March 6, 2023.
The deadline to apply for economic losses is Oct. 4, 2023.

Apply In Person: Disaster Loan Outreach Center
* Through January 27: Rohner Recreation Hall, 7 Park Street, Fortuna, 8:00 am to 4:30 pm
* January 30 – February 10: Rio Dell Community Resource Center (Old Chamber of Commerce Building), 406 Wildwood Ave, Rio Dell, 8:00 am to 4:30 pm

Apply Online: disasterloanassistance.sba.gov. Contact SBA’s Customer Service Center at (800) 659-2955 or email disastercustomerservice@sba.gov

Free Consulting. Let us help you apply, run the numbers on the financial impact of the disaster, brainstorm recovery strategies, and more: northcoastsbdc.org/join, 707 445 9720 x210, admin@northcoastsbdc.org
USDA Disaster Assistance for Agriculture Businesses
Learn more and apply
While businesses “primarily engaged in farming and ranching”* don’t qualify for SBA disaster loans, the USDA has a comprehensive disaster assistance program for ag businesses of all kinds. Fill out their Disaster Assistance Discovery Tool to identify what kinds of assistance are available, and contact our local Farm Service Agency office for help applying:

Eureka Farm Service Agency Office
Katie Delbar
Katie.Delbar@ca.usda.gov(707) 832-5577
5630 S Broadway St
Eureka, CA 95503-6998
Get Directions
* Note: However, earthquake-impacted small nonfarm businesses, small agricultural cooperatives, and small businesses engaged in aquaculture may qualify for up to $2 million in SBA disaster assistance.
Vocality Community Credit Union 0% Loans
Learn more and apply
Zero percent interest emergency loans up to $10, 000 for businesses and households impacted by the earthquake(s) and / or storms. If your business is in Humboldt County, you may be eligible regardless of membership status.
Rotary District 5130 Disaster Grants
Learn more and apply
Small Business Recovery Grants are available up to $2,000 for businesses affected by the earthquake.
NCIDC Native American Disaster Assistance
Learn more and apply
Northern California Indian Development Council is accepting applicationsfrom affected, income-eligible American Indian, Alaskan Native and NativeHawaiian households in California. Help is available for small repairs, food assistance,temporary shelter, and similar health and safety-related issues.
Humboldt Area Foundation Disaster Grants
Learn more and apply.
The Disaster Response and Recovery Fund is able to help nonprofits, tribal agencies, and service agencies who need emergency grant funding.
CalWorks / CalFresh Help with Food and Household Item LossesAre you a CalWorks or CalFresh participant? Did you lose food or household items in the Dec. 20, 2022 earthquake? You may be eligible for emergency benefit replacement. Click here to learn more.
Humboldt Property Tax Relief
For properties damaged or destroyed by disaster.
EDD Payroll Taxes
Payroll Reports & Taxes Accepted Late – Employers statewide directly affected by the winter storms may request up to a two month extension of time from the EDD to file their state payroll reports and/or deposit payroll taxes without penalty or interest.
IRS Federal Taxes
The IRS has also extended the tax filing deadline for storm victims. If you live in Humboldt, Marin, Mendocino, or Sonoma Counties, you have until May 15, 2023 to file various tax returns and make tax payments. 
Rapid Response & Layoff Aversion
Rapid Response is a free program which is a pro-active, business-focused, and flexible program designed to respond to layoffs and business closures by quickly coordinating services and providing immediate aid to companies and their affected workers. If you are a business, or work for a business, in need of Rapid Response assistance, contact the Humboldt County Rapid Response Coordinator, Peggy Murphy at pmurphy@co.humboldt.ca.us. If you are an employee, that has already experienced layoff and are in need of supportive services, please reach out to the Job Market at HWC@humboldt.edu.